Quick Funding Lowest Industry Rate
Every day, successful small and midsize business owners are generating brilliant ideas for their company's growth but are unable to get the loans they desperately need to fund these ideas... we can help. You'll be able to get a loan with one of our various lending tools starting as low as 4% per month.
The funding you need now
Heartland Lending Services (HLS) is a joint venture between Heartland Payment Systems. Unlike most commercial banks, Heartland Lending Services and its lending partners understand small business owners like you. That’s why, if you qualify, you can borrow up to $750,000 for any business purpose—quickly, without collateral or complicated paperwork. The process is fast and straightforward, and you can usually get funds into your account within two business days after your loan is approved.
Rates you can afford—terms you can live with
If you’re like most small business owners, the tight money supply and tougher regulations have made conventional and SBA loans nearly impossible to secure. Alternative financing sources, such as merchant cash advances, can provide much needed funding, but their rates and aggressive repayment schedules often make them unaffordable. That’s where Heartland Lending Services comes in.
The Heartland Lending difference
Recognized in the industry for providing fair, transparent, fully disclosed costs for payment processing, Heartland takes the same approach with our lending services. We believe that when a business owner borrows money, the true cost of the loan and the repayment terms should be clearly understood right up front—not an unpleasant surprise buried in the fine print.
Your privacy and security are important to us!
As with any loan, your confidential information may be requested to assist HLS’ lending partners in their review of your loan application. That’s why securing this website and every piece of information received from you is our first priority. So, too, is your privacy and the protection of your personal contact and financial information, which will only be shared with third parties for the purpose of helping to secure your business loan.
Get the funding you need and the terms you want.
All from a company you can trust.
With banks making it difficult to borrow and other lenders asking for astronomical rates, it's time for an alternative - something simple, fast and straightforward. Heartland Lending Services, a division of Heartland Payment Systems®, is redefining lending to small businesses by enabling fairer and faster access to capital.
With Heartland you know you'll get...
- Great pricing - our loan rates are about one half to one third of the industry standard.*
- A simple, fast application process.
- Complete and transparent disclosure of all terms and pricing.
- Honest, straightforward practices.